I turn 65 next year. My wife and I have a small nest egg, but still owe $35,000 on our mortgage. For years part of my pay was in company stock. Now that stock isn’t worth much more than it was when I received it. Will we ever be able to retire?

February 24, 2011 in Uncategorized

The topic today involves retirement. Over the last thirty years I’ve counseled hundreds of people faced with the problems and opportunities that accompany achieving the symbolic age of 65. But times have changed. This isn’t our parent’s era anymore. The days of buying a house for $8,000, paying off the mortgage and selling it for […]

Is Self-Employment for You?

February 24, 2011 in Uncategorized

Can you teach an old dog new tricks? Are new tricks even necessary? Maybe the old repertoire is sufficient to bring happiness to a veteran dog. Consider these questions, all from men in the building trades: I’ve worked for contractors all my life. Now they say I’m too old. No one wants to hire me […]

I’ve recently retired and want to work part time doing photography. It’s an old hobby of mine. How do I go about starting up a business?

February 24, 2011 in Uncategorized

Sometimes the value of a particular skill or talent is more about how you utilize it in conjunction with other attributes – attributes that might not show up on a resume or aptitude test. I’ve recently retired and want to work part time doing photography. It’s an old hobby of mine. How do I go […]

Jim, this may be too serious for you to handle, but I’d like to at least try. I’m almost retired, but even at my age I’m having a hard time learning how to forgive someone at work who really hurt me. I’m even thinking of taking early retirement because of it. I know he probably didn’t mean to, but still… Any advice?

February 24, 2011 in Uncategorized

Jim, this may be too serious for you to handle, but I’d like to at least try. I’m almost retired, but even at my age I’m having a hard time learning how to forgive someone at work who really hurt me. I’m even thinking of taking early retirement because of it. I know he probably […]

Your questions and comments – Keep them coming!

February 24, 2011 in Uncategorized

One of the great features of Over60Exchange is the opportunity to talk to others who have shared similar experiences. Although Ask Jim is not a real-time blog, I always look forward to hearing from you. Even if you don’t have a question, your comments can help readers everywhere. When you click on Get Answer you’ll find past columns […]

Two years ago, I tried the craft fair circuit and was very excited to have my quilts juried into the Old Deerfield Craft Fair. Everyone loved my quilts — nobody bought them. (Well, o.k. one woman bought one.) Now I’m considering entering a competition for an art show — with fabric art. Should I give up? I’m not sure how much more rejection I can take.

February 24, 2011 in Uncategorized

When it comes to sales, it always boils down to marketing. Craft Fairs originated because people wanted to attract large numbers of potential buyers. The idea was simple. A large number of crafters should attract a large number of viewers. Sounds simple, right? But think about it for a minute. That large number of potential […]

I have been retired for 19 years and have had numerous conversations about retirement and the ways to deal with it. I would like to share a few observations with you and the rest of the readers.

February 24, 2011 in Uncategorized

Hi Jim, I have been retired for 19 years and have had numerous conversations about retirement and the ways to deal with it. I would like to share a few observations with you and the rest of the readers. My advice in this matter is that no matter what and when your retirement is to […]

Why do you suppose employers want younger workers instead of older ones who have more experience?

February 24, 2011 in Uncategorized

Why do you suppose employers want younger workers instead of older ones who have more experience? Whatever happened to company loyalty? It seems as if you can’t trust anyone anymore. Questions like these are tough but, for a minute, look at the plight of an employer who is trying to keep his or her business […]

You’ve talked about seniors “reinventing” themselves. What do you mean by that?

February 24, 2011 in Uncategorized

You’ve talked about seniors “reinventing” themselves. What do you mean by that? Let’s break it down, word by word. Seniors: People over the age of 60 have experienced more change than any generation of people who have ever lived upon the face of the earth. That’s a bold statement, but it’s true. There are people […]

Reinvention of Myself

February 24, 2011 in Uncategorized

Jim, you are absolutely correct! When I look back at my life and career, I see major turning points when I had to drop the old and embrace the new. Sometimes it was very difficult, especially on my family, but each time I came out better than I was before. Here’s another thing I learned. […]

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