Right up front, here's the major point -

STAY WORKING...DO NOT RETIRE!!

We cannot afford to have our older workers stop working or leave the country's work force.

There are two key reasons for this -

1. The education and experience this group controls is invaluable to our country's economy and their contribution must not be lost.

2. This group must stay employed and productive for as long as possible to avoid placing demands on Medicare, Social Security and Healthcare that could force the collapse of each.

Using common sense and simple math, it is easy to conclude that having an average of five million new people per year start drawing social security and Medicare benefits under the present funding and management structure is impossible to support. But, many lawmakers would have you believe that reorganizing both Social Security and Healthcare into a massive government managed program will solve all issues. This violates common sense and a simple understanding of what motivates people to be productive and therefore able and willing to pay for programs like social security and Medicare.

Creating a massive program funded by cuts in services and much higher taxes on the very same people who can create the biggest momentum for an economic turnaround is both foolhardy and near sighted. People work best when there are no artificial ceilings on what they can earn. Creating taxes that progressively discourage people from being productive is not the answer and actually places a straightjacket on people by dramatically restricting their willingness to be creative. This is exactly the opposite of what has made America great.

America has been built on ingenuity and unfettered creativity. The vast majority of America's success has come from private enterprise done with little to no support from government. Government has greatly benefited from this private productivity through taxation but government on its own has done very little to be productive and creative. By fostering productivity and ingenuity in people we can solve our present economic woes. By keeping our older workers active and employed we are using this highly educated and experienced group of people to create and foster new innovation. By doing it this way, we harness a tremendously invaluable amount of experience and focus it on creating new businesses, which in turn creates new jobs. Seventy eight percent of all new jobs come from small businesses. Ninety seven percent of our country's GNP comes from small businesses.

In summary, creating incentives through lower taxes on businesses will also create incentives to keep older workers employed and productive. Employers know that they cannot afford to lose this huge pool of talent and experience at a time when they need it the most.